The Employers’ Liability (Compulsory Insurance) Act 1969 mandates that all employers in the UK secure insurance to cover liabilities related to employee injuries or diseases arising from their work. This legislation ensures that employees receive compensation if they are injured at work or develop a work-related illness.
This Act requires employers to obtain and maintain employers' liability insurance with a minimum cover of £5 million, provided by an authorised insurer. The purpose is to ensure that employees who are injured or who become ill due to their work can claim compensation. Compliance with this Act is not only a legal obligation but also a critical component of risk management for any business employing staff in the UK.
The Employers’ Liability (Compulsory Insurance) Act 1969 has been in effect since its enactment and has undergone various amendments to remain relevant to the modern workplace. It is a foundational component of workplace safety and insurance legislation in the UK.
Benefits of compliance may include:
